Fighting foreclosure by hiring an attorney is a common practice for homeowners. If you are in a situation like this one, you may be wondering where to start. This might be a completely foreign experience which makes it difficult determining what matters when hiring a Woodridge foreclosure defense lawyer. We have some tips to help you get started.
Organize Paperwork
Before you get on the phone and start calling up local attorneys, you need to be prepared. The attorney you choose is going to need any paperwork and documentation that pertains to the case. It can be helpful to write up a short chronology of what has happened to you so far. Gather all the documentation and paperwork involving the case, including any letters you may have received when falling behind on payments. The lawyer wants to see the origination of the loan and if any unfair practices were involved. They also want a copy of your correspondence.
Choose the Right Lawyer
At this point you can start your search for a Woodridge foreclosure defense lawyer. There are a few methods for doing this. The most common option is to utilize a search engine to find practicing attorneys in your area. You can also speak to friends or family members who have been in a similar situation to get a referral to a professional attorney. You can also visit the local bar association for additional referrals.
The Appointment
If you have made an appointment with an attorney, you need to understand that it is a business meeting. You want to act in a manner that is professional. Rather than focusing on emotions, you want to make sure the attorney has information about the facts of the case. Are you looking for help negotiating a loan workout? Do you want a new loan as a result of predatory lending? Are you just looking for extra time? That’s what your attorney needs to know.
Build a Plan
Your attorney will help you come up with a plan, whether that involves renegotiation of the mortgage, filing a fraud complaint, or working to delay the foreclosure in some way. No matter what is decided, you’ll know what direction you are working in and have a bit more peace of mind.
Covert & Covert, LLP offers foreclosure defense attorneys with extensive knowledge and experience. We’d be happy to talk you through all of your options. To learn more about us or get in contact.
